Attention homeowners in Abilene and Taylor County: Get an Appraisal today!
Check out the top seven reasons TX homeowners use Walker Residential Appraisal Services:
Need help deciding the price of your house in or near Abilene, TX?
We at Walker Residential Appraisal Services understand the individual needs of a customer seeking appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Walker Residential Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value report than yours.
Appraisals to cancel PMI
A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Walker Residential Appraisal Services, we're qualified in helping people just like you rid themselves of unwanted and unneeded PMI insurance.
Challenging Taylor county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a local area that's declining. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Walker Residential Appraisal Services is your number one weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. An appraisal from Walker Residential Appraisal Services can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.